Bank fraud is a felony that may be charged at the state or federal level, or both. These cases are the result of intense investigatory efforts by state, local, or federal officials.

Bank Fraud

Resolute Miami Bank Fraud Attorney

By the time bank fraud charges are filed, very often the Government’s case is already prepared. Given that this pre-filing process may take months or even years before an Information is filed or an Indictment returned, it is imperative that the accused no waste anytime mounting his or her defense. To do that properly, one should contact a top bank fraud attorney like Jordan Redavid.

What is Bank Fraud?

At the federal level, which is where most of these cases are prosecuted, “bank fraud” is a white collar crime that occurs when someone knowingly executes, or attempts to execute, a scheme or artifice to either defraud a financial institution, or to obtain any of the money, funds, credits, assets, securities, or other property owned by, or under the custody and control of, a financial institution. 18 U.S.C. § 1344.

When broken down into its parts, the law prohibiting bank fraud covers a wide array of potential activity. From lying on a loan application to passing bad checks, the federal law casts a wide net.

Penalties

If convicted, bank fraud is punishable by up to $1,000,000 in fines and 30 years of imprisonment. This doesn’t even fully consider making restitution to the victims. Sometimes the restitution amount will exceed the fine, and depending on the person, be the most severe portion of any sentence. So much work can be done by an effective lawyer to both try and resolve the case favorably, and even after that, try to accomplish low restitution amounts, prison time, etc.

Investigations

These cases are built, not discovered. Meaning, these are not usually 1-2 eyewitness cases. Because of the nature of the crime, which is defrauding a financial institution, so many levels of government are often involved in fully discovering each and every perpetrator, instance, and sometimes monitoring the crimes as they continue to occur under surveillance. Sometimes people who are being investigated will have no idea; other times, whether it be because their employer or a police agent questions them, they have a very good idea. The point is this: if you or a loved one feel as though an investigation into bank fraud is occurring, you should consult an expert Miami bank fraud lawyer like Jordan Redavid. It’s never too early to begin preparing a defense. It’s also possible that the Government may agree not to file charges if adequate mitigation, alibi, or cooperation is presented.

Many Moving Parts

Far too often these cases involve multiple co-defendants; multiple government agencies (i.e. FBI, Social Security, Secret Service, State Police); and multiple perceived victims. Because of that, these cases can often be piggy-backed by a conspiracy charge. If so, one might be on the hook for what all the other co-conspirators—whether they were actually aware of those other persons actions or not. Perhaps more than many other charges, these cases lend themselves not just to any attorney, but one with experience defending against them.

Personal Benefit/Profit: Many people are under the misconception that bank fraud only occurs if someone profits or receives a direct benefit. That’s not necessary. It is sufficient if the accused merely intended to cause actual or potential loss to a financial institution.

Additional Services

I handle all varieties of criminal defense, DUI, civil rights and personal injury cases.

1 CRIMINAL DEFENSE

In criminal defense, results matter most. I am able to handle a wide variety of criminal matters successfully, including:

  • Traffic Offenses
  • Juvenile
  • Theft
  • Criminal Records
  • Conspiracy
  • DUI
  • Obstruction of Justice
  • Drug Charges
  • Weapons Charges
  • Fraud & White Collar
  • Violent Crimes
  • Appeals
  • Sex Offenses

2 DUI

I began my career as Miami DUI attorney, and have valuable experience protecting individuals facing a DUI charge.

  • DUI Defense Options
  • DUI Penalties
  • Refusing Breath/Blood/Urine
  • Field Sobriety Exercises
  • Intoxilyzer 8000
  • Back on Track (BOT)
  • Boating Under the Influence

3 DRUG CHARGES

My goal is to get involved as early as possible to do everything I can to help you or your loved one.

  • Cultivating/Manufacturing
  • Possession
  • Paraphernalia
  • Sale/Trafficking
  • FL v. Federal
  • Medical Marijuana in Florida

4 FRAUD & WHITE COLLAR CRIMES

These crimes usually involve a variety of state and federal laws, and they demand the attention to detail I will give them.

  • Accounting Fraud
  • Extortion
  • Bank Fraud
  • Government Fraud
  • Bribery
  • Medicare/Medicaid & Healthcare Fraud
  • Counterfeiting & Forgery
  • Credit Card Fraud
  • Import/Export
  • Embezzlement
  • Breach of Contract
  • Insider Trading
  • Investment Fraud
  • Internet Crimes
  • Mail & Wire Fraud
  • Money Laundering
  • Mortgage Fraud
  • Racketeering

5 CIVIL CASES & CIVIL RIGHTS

Our rights serve as the bedrock of our democratic society. That’s why when those rights are violated, the violators need to be brought to justice.

  • Civil Rights
  • Civil action for deprivation of rights (42 U.S.C. § 1983)
  • Malicious Prosecution
  • Breach of Contract

6 PERSONAL INJURY

The key to success in such cases is not limited to what occured; it is also tied to how you and your lawyer respond.

  • Auto Accidents
  • Negligent Security
  • Slip and Fall
  • Dog Bites
  • Product Liability
  • Medical Malpractice
  • Wrongful death

I have always had a passion for representing people, not the government.

For help right away, or a free initial consultation, email any time of the day or night, or call 305-938-9939. I answer calls and email 24/7.