Being involved in an auto accident is both stressful and dangerous. And after the accident there may be additional things such as medical bills, injuries, and insurance companies to deal with. These can lead to people feeling victimized twice.
At Redavid Law PLLC, my sole purpose is to help you and your loved one navigate these troubling times and to try and ensure that all of your rights are protected.
In Florida, there are an abundance of specific and nuanced rules and laws that can complicate seeking monetary compensation following an auto accident. That’s why it’s so critical to contact an experienced and knowledgeable accident attorney like Jordan Redavid, Esq. It’s equally as important to hire someone who will actually give your case the individualized attention it deserves, and not gloss over it as just another number.
Florida is a No Fault State: Often, people involved in accidents are confident that the other driver or drivers were at fault. In Florida, that may not matter; each driver involved in an accident should resort to their own insurance provider’s for compensation, not the other driver – even if the other driver was at fault. Of course this does not preclude you from going after the other driver’s insurance, but there are some additional nuances to be aware of.
Personal Injury Protection (PIP): All drivers in Florida are required to carry certain minimum insurance policies related to personal injury. These are called Personal Injury Protection, or PIP, policies. The minimum coverage amount is $10,000. From that, insurance providers will cover up to 80% of medical bills stemming from injuries and treatment and up to 60% of any lost income or wages, regardless of fault, until the $10,000 threshold is met.
PIP coverage is routinely inadequate to cover all of the expenses that arise after an auto accident, and they never cover any property damage or pain and suffering. If someone has either died or sustained a significant injury, like brain damage, paralysis, head injury, permanent scarring or disfigurement, a lawsuit may be brought against the other, at-fault driver or their insurance provider.
Call Jordan Redavid for a FREE consultation now! (305) 938-9939.
Uninsured and Underinsured Motorist Coverage
In large metro areas like Miami and Ft. Lauderdale, many drivers are not carrying adequate insurance coverage, meaning they are underinsured. Some, especially given the high cost of insurance in Florida, are even outright uninsured.
In cases where you are involved with an accident with someone who is either under- or uninsured, you’ll want to seek coverage under your own insurance company’s applicable policy. Given how many drivers are underinsured or uninsured, if you don’t have this coverage you’ll want to get it.
“I was at a lost until I met and hired Mr Redavid on behalf of my brother regarding a medical release. From the beginning they were upfront, honest and kept my family and I informed throughout the case. I am immensely impressed and grateful for their professionalism, expertise, and most of all, their honesty.”
1) Negligence – Usually, an auto accident arises from one or more drivers’ negligence; basically, a failure to maintain a reasonable standard of care while driving. To win in a negligence lawsuit, you must prove that the other driver did not meet this standard of care; that this negligence was the cause of the accident; and that the accident caused the injuries and damages.
2) Manufacturer Liability – If an automobile has a defect or problem, and that defect or problem contributed in any way with your accident, you may have a claim against the manufacturer or the car–even if the other care involved wasn’t neglgent. Usually, you must show that the defec was unreasonably dangerous; that the vehicle with the defect was otherwise being used as intended; and that the vehicle hand’t had any changes since its initial purchases. These types of cases are usually based on defective tires, seatbelts, or airbags.
3) Road Design – Sometimes the road itself may contribute towards an accident. There might be faulty construction or maintenince; a barrier or guardrail proves defective; or signage and/or lighting is inadequate to warn of obvious dangers.
I have always had a passion for representing people, not insurance companies. If you or a loved one has been injured in a car accident, there is no time to waste. Call me for a free consultation so that I can get to work on your case right away.